Legal Disclaimer

Legal Disclosures, Licensing & Website Disclaimer

NMLS # 2755787 • Equal Housing Lender

Corporate Information

Brace Mortgage, LLC (“Brace Mortgage”, “we”, “us”, or “our”) is a mortgage broker licensed in multiple U.S. jurisdictions.

•       Company NMLS ID: 2755787

Primary corporate contact and headquarter address:

•       9007 Arkstone Canyon Ct., Cypress Tx 77433

For licensing details, see our State Licensing Disclosures below and visit NMLS Consumer Access

Equal Housing

Brace Mortgage is an Equal Housing Opportunity Broker. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance, disability, familial status, sexual orientation, gender identity, or any other protected status under applicable law.

General Website Disclaimer

•       No Commitment. Website content is for informational purposes only and does not constitute a commitment to lend, an offer, or a rate lock.

•       Rates & Fees Subject to Change. Interest rates, APRs, and fees shown are indications only and may change without notice until locked and confirmed in writing.

•       Accuracy & Timeliness. We strive for accuracy but do not warrant completeness or uninterrupted availability.

•       Third-Party Links. We are not responsible for third-party sites linked from this website.

•       No Legal, Tax, or Financial Advice. Please consult your own attorney, tax advisor, or financial professional.

•       Geographic Restrictions. Products are not available in all states or for all loan amounts.

Loan Disclosures

•       All loans are subject to credit, income, asset, identity, and property verification.

•       APR may vary based on points, fees, and other finance charges.

•       Rate locks are not effective until confirmed in writing.

•       An appraisal or alternative valuation may be required.

•       FHA/VA/USDA and other government programs are subject to eligibility rules.

•       Non-QM and specialty products have distinct risks and pricing.

Consent to Communicate & SMS Terms

By providing a phone number or email, you agree that Brace Mortgage and its agents may contact you using autodialed, prerecorded, or artificial voice calls, text messages, and emails. Consent is not required to obtain credit.

•       SMS: Reply STOP to cancel, HELP for help. Message and data rates may apply.

•       Email: Use the unsubscribe link or email info@bracemortgage.com.

•       Calls: Ask our representative to update your preferences.

By submitting an application electronically, you consent to transact via electronic records and signatures (ESIGN).

Credit Authorization

By applying, you authorize Brace Mortgage to obtain consumer credit reports and verify information with employers, financial institutions, and others. Multiple inquiries may impact your score.

Privacy & Data Use

We collect and process personal information to provide services, comply with regulations, and prevent fraud. See our Privacy Policy for details.

•       Cookies and tracking are used for functionality, analytics, and advertising.

•       Our sites may not respond to Do Not Track signals.

•       We implement data safeguards, but no method is 100% secure.

Fair Lending & Complaints

Brace Mortgage LLC prohibits discrimination and unfair, deceptive, or abusive practices. Complaints may be directed to compliance@bracemortgage.com or to the CFPB at consumerfinance.gov/complaint.

State Licensing Disclosures

Products and licensing vary by state. Confirm current status at NMLS Consumer Access.

•       Texas: Consumers may file complaints with the Texas Department of Savings and Mortgage Lending.

•       California: Loans made or arranged under California law.

•       New York: Additional disclosures and complaint procedures may apply.

(Insert exact statutory text required by each state regulator here.)

Advertising & Testimonials

 •       Testimonials are individual and not necessarily representative.

•       Comparisons and claims such as “best” or “lowest” may not reflect current conditions.

•       Third-party logos remain property of their respective owners.

Intellectual Property

All site content, trademarks, logos, and trade dress are owned by Brace Mortgage LLC. Unauthorized use is prohibited.

Accessibility

We are committed to providing accessible services. If you encounter barriers, contact p.shah@bracemortgage.com.

Contact Information

•       General Inquiries:info@bracemortgage.com

•       Compliance:compliance@bracemortgage.com

•       Corporate Address (Mesa):9007 Arkstone Canyon Ct, Cypress, Tx 77433

Changes to This Page

We may update this page as laws, licensing, or practices change. The effective date above reflects the latest update.